LifeCome HMO Nigeria Limited

LifeCome HMO – Grassroots Health Insurance

LifeCome HMO – Expanding Access to Affordable Healthcare Financing

Institutional Overview

LifeCome HMO is NCDF Invest’s healthcare financing and insurance platform designed to provide affordable, grassroots health insurance solutions that strengthen Nigeria’s Universal Health Coverage (UHC) objectives. The platform integrates insurance services with NCDF’s healthcare infrastructure programmes, delivering comprehensive and accessible healthcare financing across communities.

Project Highlights

Flagship Programme: National Grassroots Health Insurance Expansion Initiative

Coverage Model: Low-Cost Premiums for Families, SMEs, Rural Communities & Informal Workers
State Coverage: Multi-State Expansion Strategy through State-Supported Insurance Platforms
Diaspora Health Support Packages: Insurance Solutions for Family Members in Nigeria
Digital Claims Processing: Fully Automated Claims & Member Management
Development Status: Licensure and Partnerships Finalized; Product Rollout Active Across Multiple States

Strategic Investment Focus

Community-Based Health Insurance Programmes
Affordable Premium Packages for Informal Sector & Underserved Populations
Diaspora-Supported Health Insurance Solutions
HMO Partnerships with Public & Private Healthcare Facilities
Digital Healthtech Integration for Insurance Administration
Public-Private Health Financing Partnerships

Development Impact

Expanding healthcare access for underserved Nigerians
Mobilizing private capital into Nigeria’s health financing ecosystem
Reducing out-of-pocket healthcare expenditure at household level
Strengthening healthcare system utilization and efficiency
Supporting government UHC targets through private sector collaboration

Governance & Oversight

Fully owned health insurance subsidiary of NCDF Investment Management Plc
Board-governed under NCDF Invest institutional oversight framework
Regulated by the National Health Insurance Authority (NHIA)
Embedded compliance, audit, and financial risk management structures
Integrated with NCDF healthcare PPP platforms for operational synergy

Contact & Inquiry

For healthcare PPP partnerships, co-investment, or operational joint ventures, contact: NCDF Invest Portfolio Management

Email: [email protected]

Tel: +234 70 1888 8063