Konto Financial Group Plc – Inclusive Digital Finance Platform

Konto Financial Group Plc – Expanding Nigeria’s Digital Financial Inclusion

Institutional Overview

Konto Financial Group Plc is NCDF Invest’s integrated financial services platform, structured to deliver inclusive, technology-enabled financial products targeting underserved populations, SMEs, cooperatives, and diaspora investors. Konto bridges the gap between formal banking, digital finance, and impact-focused financial services, fully aligned with Nigeria’s National Financial Inclusion Strategy

Project Highlights

Flagship Programme: Konto Digital Financial Inclusion Expansion

  • Platform Components:o Konto Financial Technology Ltd – Digital Banking Platform
    • Konto Microinsurance Ltd – Affordable Insurance Products
    • Konto Finance House Ltd – SME Lending & Credit Services
    • Kontomonie Agents Ltd – National Agency Banking Network
  • Target Beneficiaries: SMEs, Informal Sector Workers, Cooperatives, Youth Entrepreneurs, Women-Led Businesses, Diaspora Subscribers
  • Development Status: Licenses Secured; Platform Deployment Active; Diaspora Engagement & Cooperative Subscriptions Growing

Strategic Investment Focus

  • Digital Banking & Financial Technology (Fintech)
  • Microinsurance & Inclusive Insurance Products
  • Cooperative Finance & Diaspora Savings Platforms
  • Agency Banking Networks for Rural Access
  • SME Credit Solutions & Working Capital Products
  • Embedded Financial Services for NCDF Group Programmes

Development Impact

  • Expand financial access to over 5 million underbanked Nigerians
  • Strengthen SME access to affordable credit and growth financing
  • Provide financial safety nets through microinsurance solutions
  • Empower cooperative societies with modern digital banking tools
  • Deepen capital markets by onboarding diaspora savings into national development financing

Governance & Oversight

  • Fully owned financial services group of NCDF Investment Management Plc
  • Governed by NCDF Invest Financial Services Investment Committee
  • Licensed by relevant CBN and financial sector regulators
  • SEC Nigeria reporting compliance for capital markets activities
  • Embedded anti-money laundering (AML), risk management, and financial compliance controls

Contact & Inquiry

For partnerships, digital financial platform collaborations, or inclusive finance co-investment inquiries, contact: NCDF Invest Portfolio Management

Email: [email protected]

Tel: +234 70 1888 8063