LifeCome HMO – Grassroots Health Insurance

LifeCome HMO – Expanding Access to Affordable Healthcare Financing

Institutional Overview

LifeCome HMO is NCDF Invest’s healthcare financing and insurance platform designed to provide affordable, grassroots health insurance solutions that strengthen Nigeria’s Universal Health Coverage (UHC) objectives. The platform integrates insurance services with NCDF’s healthcare infrastructure programmes, delivering comprehensive and accessible healthcare financing across communities.

Project Highlights

Flagship Programme: National Grassroots Health Insurance Expansion Initiative

  • Coverage Model: Low-Cost Premiums for Families, SMEs, Rural Communities & Informal Workers
  • State Coverage: Multi-State Expansion Strategy through State-Supported Insurance Platforms
  • Diaspora Health Support Packages: Insurance Solutions for Family Members in Nigeria
  • Digital Claims Processing: Fully Automated Claims & Member Management
  • Development Status: Licensure and Partnerships Finalized; Product Rollout Active Across Multiple States

Strategic Investment Focus

  • Community-Based Health Insurance Programmes
  • Affordable Premium Packages for Informal Sector & Underserved Populations
  • Diaspora-Supported Health Insurance Solutions
  • HMO Partnerships with Public & Private Healthcare Facilities
  • Digital Healthtech Integration for Insurance Administration
  • Public-Private Health Financing Partnerships

Development Impact

  • Expanding healthcare access for underserved Nigerians
  •  Mobilizing private capital into Nigeria’s health financing ecosystem
  • Reducing out-of-pocket healthcare expenditure at household level
  • Strengthening healthcare system utilization and efficiency
  • Supporting government UHC targets through private sector collaboration

Governance & Oversight

  • Fully owned health insurance subsidiary of NCDF Investment Management Plc
  • Board-governed under NCDF Invest institutional oversight framework
  • Regulated by the National Health Insurance Authority (NHIA)
  • Embedded compliance, audit, and financial risk management structures
  • Integrated with NCDF healthcare PPP platforms for operational synergy

Contact & Inquiry

For healthcare PPP partnerships, co-investment, or operational joint ventures, contact: NCDF Invest Portfolio Management

Email: info@ncdfinvest.com

Tel: +234 70 1888 8063