What is REEF?

The NCDF Real Estate Equity Fund (REEF) is a groundbreaking private real estate investment fund designed by Nigerian Capital Development Fund (NCDF Group) and managed by NCDF Investment Management Plc. REEF provides a trusted platform for Nigerians home and abroad to finance the construction of their dream homes in Nigeria — with dignity, transparency, and peace of mind.

Our Purpose

We created REEF to solve two major challenges faced by diaspora Nigerians:

  • 1. Access to safe, accountable construction financing for land they already own.
  • 2. Opportunities to invest in real estate development in a way that guarantees both home ownership and financial returns.

Through REEF, subscribers contribute 15–20% equity toward their project cost while NCDF finances 100% of the construction. The equity is blocked during the construction period and earns competitive interest — a model that combines housing delivery with wealth creation.

Key Features

  • Minimum Investment: ₦10 million
  • Fund Size: ₦250 Billion
  • Phase 1 Launch: ₦50 Billion (2025)
  • Fund Type: Private Investment Fund (Closed-ended)
  • Return on Equity: 6%–10% annually (during construction)
  • Construction Supervision: NCDF + Independent Quantity Surveyors
  • Eligibility: Nigerian with titled land in Nigeria

REEP Key Features at a Glance

Key Performance Indicators We Track
Feature Your Benefit
Property-Backed Equity Your Funds Directly Secure Your Home
Escrow-Controlled Payments No Risk of Developer Mismanagement
Verified Land Titles Government-Certified Allocation
Transparent Reporting Full Project Updates at Every Stage
No Hidden Charges Clear Subscription Structure
Fully Transferable Title Full Ownership Upon Completion
Diaspora-Exclusive Access Reserved For Nigerians Abroad

Built for the Nigerians Home and Aboard

  • REEF is your solution if:
  • You own land in Nigeria but struggle to manage building.
  • You want transparency, quality, and time-bound delivery.
  • You want your investment to earn while you build.
  • You want a professionally managed fund regulated under Nigerian law.

REEP — Building More Than Homes. Building Trust, Security & Legacy.

REEF is managed under strict fiduciary oversight:

  • Fund Manager: NCDF Investment Management Plc
  • SEC-Licensed Trustee: Oversight and investor protection
  • Custodian Bank: Secures all investor funds
  • QS & Auditor Team: Validates every milestone before fund release

Become a REEF Subscriber Today

 Whether you’re building a retirement home, a family house, or an income-generating property — REEF gives you a secure pathway to real estate ownership and growth

Get Started Today

Take the first secure step toward owning your dream home in Nigeria.

📞 Diaspora Hotline: +234 70 1888 8063

📧 Email: [email protected]

Your land. Your home. Your equity. Powered by REEF.